Payments market is going through an unprecedented period of change, driven by new
channels and technologies as well as evolving customer expectations for more personalized
and seamless services and products.
Acquirers and Issuers are facing increasing difficulty in keeping up with the developments in the payments market. They are faced with a variety of new entrants (mobile network operators, payment service providers, transit operators, handset manufacturers, etc.) to the payments market, both in the cards space and in emerging channels such as mobile and online.
The connected generation want to move seamlessly across all channels and demand instant payment services on their own terms, with 24x7 availability.
Cardtek’s Transaction Management Solution manages both transaction originating channels (POS, ATM, KIOSK, CALL CENTER etc.) and payment networks (VISA, MASTERCARD, AMEX, DINERS, UP, JCB etc.) in an efficient way.
Our solution is an EMV compliant platform for financial institutions, third party processors and national switches providing a robust, flexible and scalable transaction processing engine.