The Way Your Customers
Pay In Stores Is Changing

EMV is a chip-based payment specification, coming after the long era of magnetic cards for debit and credit payment transactions.

EMV standards were first defined in 1994 by Europay, MasterCard and Visa. EMVCo was founded by these companies to facilitate worldwide interoperability and acceptance of EMV payment transactions. This includes, but is not limited to, card and terminal evaluation, security evaluation and management of interoperability issues. Today, EMVCo has six members: American Express, Discover, JCB, MasterCard, UnionPay and Visa.

EMV Migration has been one of the major agenda items for banks, processors and financial institutions for years. EMV standards impact every part of the payment ecosystem. Main business drivers for EMV migration include fraud reduction, better control, lower costs and value added services.

EMV contact cards were followed by contactless EMV standards of MasterCard, Visa and other payment schemes after 2006. Contactless standards have gained mass adoption due to its user friendly nature and speed.

Cardtek Offers Award-Winning EMV Solutions. Fully-Certified.

Cardtek EMV Solutions enable terminal vendors, chip vendors, card issuers, acquirers, and transit operators for smooth migration of their legacy systems to EMV standards. With more than 15 years of experience in EMV, Cardtek offers the best-of- breed solutions and services.

Cardtek provides EMV solutions in every part of the payment ecosystem; from card and terminals to acquirer and issuer systems. The platform offers cards issuers to have secure personalization of EMV cards in mass or instant issuance in branches, transit operators EMV payment gateway to carry out EMV transactions in public transportation services, terminal and card vendors to have EMV L2 kernel certification for their terminals and cards. Cardtek also provides consulting and training services to issuers, acquirers, card and terminal vendors in order to help them go through a smooth migration.

Cardtek brings a complete and fully-certified EMV-enabled payment platform to customers offering them an integrated end-to- end platform. Cardtek’s platform takes away the need to work with different vendors however it also integrates to independent platforms flawlessly.

Why Cardtek EMV Solutions
  • • Off-the- shelf products with highest standards in every chain of the payment ecosystem (Terminals, Cards, Acquiring, Issuing). Fully certified.
    • Succesful global projects with MasterCard, FIS, Deutsche Telekom, SIA and others • Outstanding know-how with over 15 years experince and 100+ EMV and digital payment experts

  • • Local support and customization in global offices including the US and India
    • Performance optimization in personalization and transaction speed

Products

Transit
Retail
Stadium
City Card

References & Memberships

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