ABOUT US > INTRODUCTION
Introduction
From Pioneering to Standard-Setting

Since 2001 Cardtek provides innovative end-to-end payment solutions for financial institutions, processors, telecom operators, personalization bureaus, retailers, terminal and card vendors and last but not least public transportation authorities to more than 150 customers in 25 countries across the globe.

Cardtek offers peace of mind to its clients with its award-winning scalable and robust solutions that work flawlessly with multiple technologies and platforms providing full flexibility as well as offering a complete set of fast and secure payment solutions that takes away the need of working with multiple vendors, while achieving the highest compliance standards.

With 15 years of experience in EMV and well established products such as card management, central/instant card personalization, transaction management, fraud and risk management and hardware solutions Cardtek is also a leading player in emerging mobile payment, open-loop transit and wearable payment technologies. Cardtek’s PCI DSS, MasterCard and Visa certified Processing Center is serving over 50 customers with its reliable infrastructure.

Cardtek’s dedication finds its roots in its founders who are still actively involved in the management of the company. Building on their vision and state-of-the-art engineering, Cardtek has had the opportunity to bring to market over 20 “Global First” projects, from the first contactless credit card back in 2006 with Garanti Bank (now part of BBVA), to the first contactless prepaid card for public transportation in India with Axis Bank and NPCI in 2015.

Global First Projects:
2015

• Contactless prepaid cards for public transportation in India; with Axis Bank and NPCI

2014

• Contactless EMV cards for public transportation in Azerbaijan; with MasterCard, Asis and Bank of Azerbajian

• SMS supported mobile payments for fuel, no credit/debit card required; with Shell and Turkcell

2013

• "CashRegister"; with DenizBank (Sberbank) and MT Teknoloji

• Tivibu Çarşı TV-Commerce Platform; with TTNET and MasterCard

• Dijital payment platform for taxis; with BiTaksi and MasterCard

2012

• MasterCard Mobile PayPass applet certified by MasterCard on NXP secure elements; with NXP and MasterCard

• MIFARE4Mobile applet development on NXP secure elements

• 2012 Credit card with installments in Azerbaijan; with Azerbaijan Industry Bank

2011

• iPhone iCarte; with Yapı Kredi Bank (UniCredit)

• Micro-SD credit card in Europe; with Akbank and Visa

• MasterCard approved TSM operator; with Turkcell

• Pre-paid system carrying out transactions equipped with NFC; with DenizBank (Sberbank)

2010

• MasterCard approved display credit card in the world; with TEB (BNP Paribas)

2009

• Credit card replacing cash; with VISA

2008

• EMV campaign transportation card; with MasterCard

2007

• e-banking CAP scripting application; with SmartNet

• Contactless credit card used in transportation; with Garanti Bank

• NFC Pilot Project; with Akbank

2006

• Contactless credit card; with Garanti Bank

• The issuing of a contactless credit card via instant issuance; with Garanti Bank

  • 20062006
  • 20072007
  • 20082008
  • 20092009
  • 20102010
  • 20112011
  • 20122012
  • 20132013
  • 20142014
  • 20152015
  • 20162016
  • • Contactless prepaid cards for public transportation in India; with Axis Bank and NPCI

    Did You Know That?

    Cardtek is the highest growing technology company in EMEA (Deloitte Technology Fast 500, 2016)

    Cardtek manages more than
    100 million cards globally

    Cardtek processes more
    than 1 million POS devices.

    30 million credit cards
    and more than 16 million debit cards run on Cardtek solutions

    More than a half-billion transactions completed on Cardtek infrastructure in 2015

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